Application Process

bond originators
bond originators

Step by Step Guide to the Home Loan Application and Registration Process

STEP 1: HOME LOAN APPLICATION

After you have purchased your new home, either you or your estate agent will provide us with an OTP (Offer to Purchase).

STEP 2: INTERVIEW

One of our experienced consultants will conduct an interview with you to obtain all necessary information that the banks may require.

STEP 3: SUPPORTING DOCUMENTS

You will be asked to supply all the required supporting documents as requested by our consultant.

STEP 4: SUBMISSION

We will electronically submit your application to the relevant bank/s.

STEP 5: LETTER OF ACCEPTANCE (LOA)

The bank will issue a quotation detailing the interest rate, costs estimated instalment and other important information for your evaluation and signature.

STEP 6: CONVEYANCING

Once you have signed the LOA the bank will instruct an attorney to handle the bond registration process on their behalf, an appointment will be made with you to sign these registration documents.

STEP 7: LODGEMENT

Once documents have been signed by you, the Attorney will lodge the bond documents at the Deeds Office simultaneously with the documents of the Attorney handling the transfer of the property.

STEP 8: REGISTRATION

Registration will take place approximately 10 working days following date of lodgement